Calculator
DSCR & cash flow estimator.
Enter your deal. See DSCR, PITIA, and estimated monthly cash flow instantly. This is the same math Lisa runs on the phone with investors, no email required.
Have a Property in Mind?
Have a property or listing in mind? Send the property details for a financing review before making an offer.
Deal inputs
Use a documented estimate for the specific address
Estimated range, varies by manager and market
This website provides general information about consumer and business-purpose mortgage financing. Some programs may be available only for investment or non-owner-occupied properties, while others may have personal occupancy requirements. Program availability, licensing, terms, documentation, and eligibility vary by lender, borrower, property type, occupancy, and state.
All mortgage financing is subject to credit review, income or asset verification when required, appraisal, title, insurance, lender guidelines, and final approval.
Lisa Stepp-Seritt, NMLS #680403
Mpire Financial, NMLS #2108504
Equal Housing Opportunity
Estimates only, not a loan commitment or an offer to lend. Actual underwriting may use appraisal-supported market rent, the appraiser's 1007 rent schedule, existing rental history, or eligible third-party data such as AirDNA, and not every lender evaluates short-term rental income the same way. Insurance, HOA, and tax figures vary widely by market. For a real quote on your deal, schedule a consultation.
Results are an illustrative projection of potential gross revenue and expenses, not guaranteed income or expected profit. Figures are estimates for educational purposes. Actual property performance and expenses vary. Loan terms and eligibility vary by lender, borrower, property and transaction.
Ready to Get Pre-Approved or Start Your Loan?
Complete Lisa's secure mortgage application
This is the official mortgage application used to begin the pre-approval, purchase, or refinance process. Separate from strategy calls, calculators, worksheets, and property reviews.
Secure online application · Approximately 10 minutes · No obligation to proceed