Investor Library
Education First. Financing Second.
A comprehensive library of guides, calculators, market reports, and educational content, built for investors who want to understand the how, not just the what, of short-term rental financing.
Getting Started
Buying your first Airbnb, vacation rental fundamentals, market selection.
14 Articles →DSCR Loans
The ultimate library on Debt Service Coverage Ratio financing.
12 Articles →Cash Flow & AirDNA
Analyzing STR income, using AirDNA data, projecting yield.
9 Articles →Conventional & Second Homes
Investment property loans, second-home rules, jumbo options.
11 Articles →Cabin & Mountain Properties
Cabin financing, lake homes, mountain-specific underwriting.
8 Articles →Investment Strategy
1031 exchanges, portfolio building, long-term wealth planning.
10 Articles →Market Reports
Local and national short-term rental market intelligence.
15 Articles →STR Regulations
City-by-city short-term rental rules, permits, and restrictions.
12 Articles →Tax & Insurance
Cost segregation, deductions, and STR-specific insurance.
7 Articles →Talk with Lisa about your next investment
A 30-minute strategy call. No pressure, no pitch, just clear answers tailored to your investment goals.
Investor questions, answered
Foundational answers to the questions we hear most from short-term rental investors.
- What is short-term rental financing?
- Short-term rental financing is a category of investment property loans structured around income from platforms like Airbnb and VRBO. Unlike traditional mortgages, these programs recognize nightly rental income, often using AirDNA projections, to qualify the buyer.
- How is a DSCR loan different from a conventional loan?
- A conventional loan qualifies you on personal income, tax returns, and DTI. A DSCR loan qualifies the property using its rental cash flow. There are no personal income requirements and no cap on the number of properties financed.
- What is AirDNA and why does it matter for financing?
- AirDNA is a data platform that projects short-term rental revenue for a specific address. Lenders use AirDNA reports to estimate income on properties without a rental history, critical for financing a brand-new Airbnb or VRBO purchase.
- Can I do a 1031 exchange into a short-term rental?
- Yes. Short-term rentals qualify as like-kind investment property for 1031 exchanges, provided the property is held for investment and rental use, not primarily as a personal residence.