Broken Bow
The Texas investor's cabin market.
Under three hours from Dallas,Fort Worth, Broken Bow and the newly incorporated town of Hochatown have become one of the top luxury cabin STR markets in the country.
Why this market works
- STR-friendly with no permit cap on cabin rentals in the Hochatown/Broken Bow corridor.
- Luxury A-frame and modern cabin inventory commands premium nightly rates.
- Feeder market of 8M+ people within a 3-hour drive.
Loan programs that fit
- DSCR loan with AirDNA-projected income.
- Jumbo DSCR for luxury cabins above conforming.
- Construction-to-perm for ground-up builds on cabin lots.
Regulatory landscape
- Hochatown/Broken Bow cabin corridor: STR-friendly, no city-wide cap.
- McCurtain County business registration required.
- Oklahoma lodging tax collection required.
Underwriting notes
- Septic systems on virtually every cabin, plan for an extra 10,14 days on closing.
- Well water potability testing is the most common source of closing delays.
- Private-road maintenance agreements required by most lenders on shared gravel drives.
FAQ
Broken Bow financing questions
Do I need a short-term rental permit in Broken Bow or Hochatown?
Cabin rentals in the Hochatown/Broken Bow corridor are STR-friendly with no city-wide cap. Confirm the exact jurisdiction with a local attorney before writing an offer.
How much do I need to put down on a Broken Bow investment cabin?
Plan on 20,25% down for a standard DSCR loan. Jumbo DSCR programs on cabins above $806,500 typically require 25,30% down.
Related reading
Deeper into Broken Bow
DSCR Loan Requirements in 2026: The Investor's Reference Guide
A plain-English reference on 2026 DSCR loan requirements, what qualifies, what disqualifies, and how STR income is calculated.
Financing a Cabin in Broken Bow, Oklahoma: The 2026 Investor Guide
Broken Bow and Hochatown have quietly become one of the strongest cabin STR markets in the country. Here's how lenders actually underwrite them in 2026.
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